Symptoms
When editing a Word (or Office) document online, it offers to combine the documents when it has only been edited by one person:

Resolution
In Word 2016 configuration
File > Options > Trust Center
Click on the “Trust Center Settings” button
In the new window that appears, click on the “File Blocking Settings” menu
Check the last radio button instead of the 2nd.

Uncheck the first box in the “Protected Mode” tab:
